If an injury or illness prevents you from returning to your job, you may qualify for monthly Social Security Disability payments. Social Security Disability can be an important resource for workers, yet the process can be frustrating and confusing.
Is Munley the Right Choice?
If your disability claim was denied and you don’t understand why, we can evaluate your claim. We have represented enough disability claims to know what the reviewers are looking for – and we can help ensure that your information is presented in the most effective manner in order for your claim to succeed.
Types of Social Security Disability
Social Security Disability is a program of the Federal Government designed to provide monthly payments to disabled individuals in two distinct categories:
- Social Security Disability Insurance (SSD);
- Supplemental Security Income (SSI).
Both programs require proof of a disability, the difference is that SSI exists for disabled people in financial need and SSD serves disabled workers who have paid into the Social Security system through prior work.
Supplemental Security Income benefits are paid to individuals who are poor and disabled, regardless of whether the applicant has worked in the past. Benefits are available to both adults and children.
Social Security Disability benefits are paid to individuals who have earned wages and paid into the Social Security system in at least 20 of the last 40 quarters. In order to qualify for SSD, you must be totally disabled – meaning that you are not capable of performing any job due to your disability.