Pennsylvania Car Accident Attorneys

They are called car “accidents.” However, usually something a driver did before a collision was the cause of a wreck involving two or more automobiles. When the collision results in injury or death, what the other driver did to cause the crash needs to be thoroughly investigated. Individuals who are injured, or the families of people killed through no fault of their own, have a right to compensation for their losses.

The Pennsylvania car accident attorneys of Munley Law, believe it is crucial that victims be able to count on their rights being protected. If you or a family member has been seriously injured in a car crash in Pennsylvania, contact us today toll free at 877-421-9173 or use our online form today. We can provide a free consultation about your legal options.

Why Do PA Car Accidents Occur?

The Pennsylvania Department of Transportation (PennDOT) says that 121,312 reportable traffic crashes occurred in our state in 2010, the most recent year for which statistics are available. These crashes claimed the lives of 1,324 people and injured another 87,949 people. Combined, more than 70 percent of the state’s auto accidents resulted in injury or a fatality.

Far too many of these wrecks were caused by a driver’s negligence or recklessness. In automobile accidents, “negligence” is the failure of a motor vehicle operator to exercise due care, which results in an accident, injury or death. “Recklessness” is a conscious disregard for a substantial and unjustifiable risk that is created by the individual’s conduct.

Types of negligent or reckless conduct that commonly cause Pennsylvania car accidents include:

• Drunk driving
• Drugged driving (including the use of illegal and prescription drugs)
• Distracted driving (such as texting or using a cell phone while  behind the wheel)
• Drowsy / fatigued driving
• Aggressive / reckless driving
• Speeding / driving too fast for conditions
• Following too closely (rear-end accidents)
• Failure to yield
• Running a stop sign / stoplight.

At Munley Law, our car accident attorneys work with our team of investigators and experts, including accident reconstruction specialists, to determine the cause of the crash and the parties who may be held legally accountable for the damage that results.

Our Attorneys Handle Pennsylvania Car Insurance Issues

Pennsylvania law provides for mandatory and optional insurance coverage against losses that may be incurred in a car wreck.

Mandatory car insurance includes:

• Liability coverage — This applies when you cause an accident which results in personal injury or property damage to someone else.
• Personal Injury Protection — Also known as a PIP policy, this coverage pays your medical bills up to the policy limits after a car accident.

Optional car insurance includes:

• Collision coverage — This pays for repairs or replacement to your car after an accident
• Wage loss coverage — This pays benefits that cover up to 80 percent of your gross income if you are disabled by an accident
• Uninsured / Underinsured motorist coverage — Also called UM / UIM coverage, this protects you if you are hit and injured by a driver who is uninsured or whose insurance coverage does not provide enough to cover your expenses.

Auto insurance is never as straightforward as it looks. Pennsylvania insurance law is complex. Additionally, insurance companies profit by paying as little as they can to policyholders and victims. You should never sign an offer from a car insurance company after a serious accident without obtaining legal advice.

An insurance adjustor — even one from your own car insurance company— has a duty to do whatever is best for his company’s bottom line. However, an experienced Pennsylvania car accident lawyer like those at Munley Law, works for your best interests in advising you or negotiating on your behalf with insurance companies.

Pennsylvania Car Accident Victims Deserve Compensation

Under Pennsylvania law, car accident victims and their survivors may sue for damages from the operator(s) of the other motor vehicle(s) involved when one of the following criteria is met:

• The victim has died.
• The victim suffers serious and permanent disfigurement.
• A bone is fractured.
• One of the senses (sight, taste, hearing, smell) is lost.
• A limb has been lost.
• Medical expenses equal or exceed $2,000.

At Munley Law, our attorneys help car accident victims file personal injury or wrongful death lawsuits to recover compensation for medical bills, rehabilitation expenses, lost wages, vehicle damage or the cost to rent or replace a car. We also help families to pursue wrongful death claims against at-fault drivers to recover money for their losses, particularly in the wrongful death of a family’s breadwinner.

Contact Our Pennsylvania Car Accident Lawyers Today

The car accident attorneys of Munley Law, have obtained millions of dollars in compensation for deserving accident victims in Pennsylvania. Our attorneys know how to enlist medical experts, economists and life-care planners who can fully document the extent of a victim’s injuries and financial loss.

We believe in strong and resolute settlement negotiations with insurance companies. And we are fierce and effective courtroom advocates when insurance companies refuse to settle. We know the techniques that insurance companies may use to influence you to settle quickly and for less compensation, and we know how to counter them.

For a free consultation about your legal options, contact us online today or call us toll free at 877-421-9173. At Munley Law, we put our considerable experience and resources to work for you to achieve the highest standard of excellence and to ensure the protection of your rights.